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Agricultural
At Ashton State Bank, we are committed to agriculture. We offer all types of ag loans including operating lines of credit, livestock, machinery and equipment, and ag real estate loans. We also offer FSA (USDA Farm Service Agency) guaranteed loans, Iowa Beginning Farmer Loans, and State of Iowa Linked Investment for Tomorrow (LIFT) loans.

For interest rates and terms please contact a loan officer at 1-800-524-3505 or 712-724-6326.

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Commercial
Ashton State Bank offers a variety of commercial lending tools to help finance the various facets of your business. We offer operating lines of credit, inventory or equipment purchases, and real estate. We also offer SBA guaranteed loans.

For interest rates and terms please contact a loan officer at 1-800-524-3505 or 712-724-6326.

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Consumer
Whether you’re buying a car, boat, recreational vehicle, or just need money for personal expenses, we can help you. One of our loan officers can tailor a loan to fit your need.

  • Click here to download a blank, printable consumer loan application.

We can also provide you with credit life/disability insurance * to provide additional financial security for you and your family.

*Insurance benefits offered are:

  • NOT a deposit,
  • NOT FDIC-Insured
  • NOT insured by any Federal Government Agency
  • NOT guaranteed by the bank,
  • MAY go down in value.

For interest rates and terms please contact a loan officer at 1-800-524-3505 or 712-724-6326.

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Credit Cards

The Ashton State Bank offers a credit card through TCM Bank, N.A. The credit card will be branded Ashton State Bank, but all the application processing and billing will be through TCM Bank, N.A. If you would like to apply for a credit card, click here and you will be directed to the application.

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Real Estate
Whether you are purchasing, building, or remodeling, the Ashton State Bank can help you. We offer a variety of home real estate loans to fit the need. The Bank offers one, three and five year adjustable rate loans that are maintained locally as well as offering longer term fixed-rate loans that are sold on the secondary market. We also offer first-time homebuyer loans and other beginning homeowner programs.
  • Click here to download a blank, printable Residential loan application.
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