• Student Checking Account
• Budget Checking Account
• Regular Checking Account
• NOW Checking Account
• Super NOW Checking Account
• Business Checking Account

Student Checking Account
This is a non-interest bearing checking account that requires no minimum balance and is available to students under the following criteria:

• must be enrolled in school
• must be under the age of 23

Budget Checking Account
This is a no minimum balance checking account for low volume checking. There is a charge of $.25 for each debit transaction plus sales tax (withdrawal, check paid, automatic transfer or payment out of this account). A monthly statement is provided with this account.

Regular Checking Account
This is a non-interest bearing checking account that has a tiered service charge based on the balance. If a minimum balance is maintained and less than 35 check written per statement cycle, this account will have no monthly service charge. A monthly statement is provided with this account.

NOW Checking Account
This is an interest bearing checking account. The interest rate is tiered based on the Ashton State Bank Passbook Savings Account Rate.

A service charge will be imposed every statement cycle if the balance in the account falls below the minimum balance and average daily balance is not maintained. A monthly statement is provided with this account.

Super NOW Checking Account
This is an interest bearing account that earns a higher rate of interest than the NOW Checking Account. This account is assessed a monthly fee in exchange for the higher earnings on the balance maintained. A monthly statement is provided with this account.

Business Checking Account
This account has a monthly maintenance fee and a per check charge. A credit of $.50 per $100.00 average daily balance will be issued to offset the above charge with credit not to exceed monthly charges.