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Certificate of Deposit Rates
Term
Interest Rate
APY* Quarterly
APY* Semi-Annual
APY*
3 Months
1.10%
1.10%
6 Months
1.25%
1.26%
1.25%
12 Months
1.50%
1.51%
1.51%
18 Months
1.75%
1.76%
1.76%
24 Months
2.00%
2.02%
2.01%
36 Months
2.30%
2.32%
2.31%
36 Months 1 X BUMP
2.30%
2.32%
2.31%
  • *APY = Annual Percentage Yield

  • Interest Rates and APY* are effective as of 05/04/2010

  • Early withdrawal penalty may be imposed
  • Minimum balance required $1000.00



Checking Account Rates
Product
Tiers**
Interest Rate
APY*
Super NOW Account
$2,500 & over
0.75%
0.75%
$2,499 & under
0.25%
0.25%
NOW Account
$5,000 & over
0.50%
0.50%
$2,500 - $4,999
0.30%
0.30%
$600 - $2,499
0.10%
0.10%
$0 - $599
0.05%
0.05%
  • *APY = Annual Percentage Yield

  • Interest Rates and APY* are effective as of 01/01/2009

  • Interest Rates and APY* may change after the account is opened

  • **Average daily balance
  • Fees may reduce earnings



Savings Account Rates
Product
Tiers **
Interest Rate
APY*
Hi Fi Passbook Account
$100,000 & over
1.10%
1.11%
$25,000-99,999.99
.95%
.95%
$10,000 - $24,999.99
.80%
.80%
$2,500 - $9,999.99
.65%
.65%
$2,499 & under
0.50%
0.50%
Passbook Account
n/a
0.50%
0.50% (quarterly)
IRA Passbook
n/a
1.50%
1.51%
  • *APY = Annual Percentage Yield

  • **Average daily balance
  • Fees may reduce earnings
  • Interest Rates and APY* are effective as of 01/04/2010

  • Interest Rates and APY* may change after the account is opened