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Certificate of Deposit Rates
Term
Interest Rate
APY* Quarterly
APY* Semi-Annual
APY*
3 Months
.55%
.55%
6 Months
.65%
.65%
.65%
12 Months
.75%
.75%
.75%
18 Months
.85%
.85%
.85%
24 Months
1.00%
1.00%
1.00%
36 Months
1.25%
1.26%
1.25%
  • *APY = Annual Percentage Yield

  • Interest Rates and APY* are effective as of 01/29/2014

  • Early withdrawal penalty may be imposed
  • Minimum balance required $1000.00



Checking Account Rates
Product
Tiers**
Interest Rate
APY*
Super NOW Account
$2,500 & over
0.35%
0.35%
$2,499 & under
0.15%
0.15%
NOW Account
$5,000 & over
0.20%
0.20%
$2,500 - $4,999
0.15%
0.15%
$600 - $2,499
0.10%
0.10%
$0 - $599
0.05%
0.05%
  • *APY = Annual Percentage Yield

  • Interest Rates and APY* are effective as of 01/31/2013

  • Interest Rates and APY* may change after the account is opened

  • **Average daily balance
  • Fees may reduce earnings



Savings Account Rates
Product
Tiers **
Interest Rate
APY*
Hi Fi Passbook Account
$100,000 & over
.55%
.55%
$25,000-99,999.99
.50%
.50%
$10,000 - $24,999.99
.45%
.45%
$2,500 - $9,999.99
.35%
.35%
$2,499 & under
0.25%
0.25%
Passbook Account
n/a
0.25%
0.25% (quarterly)
IRA Passbook
n/a
.75%
.75%
  • *APY = Annual Percentage Yield

  • **Average daily balance
  • Fees may reduce earnings
  • Interest Rates and APY* are effective as of 02/03/2014

  • Interest Rates and APY* may change after the account is opened