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Certificate of Deposit Rates
Term
Interest Rate
APY* Quarterly
APY* Semi-Annual
APY*
3 Months
.90%
.90%
6 Months
1.00%
1.00%
1.00%
12 Months
1.10%
1.10%
1.10%
18 Months
1.20%
1.21%
1.20%
24 Months
1.45%
1.46%
1.46%
36 Months
1.85%
1.86%
1.86%
  • *APY = Annual Percentage Yield

  • Interest Rates and APY* are effective as of 11/30/2011

  • Early withdrawal penalty may be imposed
  • Minimum balance required $1000.00



Checking Account Rates
Product
Tiers**
Interest Rate
APY*
Super NOW Account
$2,500 & over
0.60%
0.60%
$2,499 & under
0.15%
0.15%
NOW Account
$5,000 & over
0.40%
0.40%
$2,500 - $4,999
0.25%
0.25%
$600 - $2,499
0.10%
0.10%
$0 - $599
0.05%
0.05%
  • *APY = Annual Percentage Yield

  • Interest Rates and APY* are effective as of 07/01/2011

  • Interest Rates and APY* may change after the account is opened

  • **Average daily balance
  • Fees may reduce earnings



Savings Account Rates
Product
Tiers **
Interest Rate
APY*
Hi Fi Passbook Account
$100,000 & over
.85%
.85%
$25,000-99,999.99
.70%
.70%
$10,000 - $24,999.99
.60%
.60%
$2,500 - $9,999.99
.50%
.50%
$2,499 & under
0.40%
0.40%
Passbook Account
n/a
0.40%
0.40% (quarterly)
IRA Passbook
n/a
1.10%
1.10%
  • *APY = Annual Percentage Yield

  • **Average daily balance
  • Fees may reduce earnings
  • Interest Rates and APY* are effective as of 12/01/2011

  • Interest Rates and APY* may change after the account is opened