|
Certificate of Deposit Rates
|
|
Term
|
Interest Rate
|
APY* Quarterly
|
APY* Semi-Annual
|
APY*
|
|
3 Months
|
.60%
|
.60%
|
|
|
|
6 Months
|
.70%
|
.70%
|
.70%
|
|
|
12 Months
|
.80%
|
.80%
|
.80%
|
|
|
18 Months
|
.90%
|
.90%
|
.90%
|
|
|
24 Months
|
1.00%
|
1.00%
|
1.00%
|
|
|
36 Months
|
1.25%
|
1.26%
|
1.25%
|
|
|
|
|
|
|
|
- *APY = Annual Percentage Yield
- Interest Rates and APY* are effective as of 01/09/2013
- Early withdrawal penalty may be imposed
- Minimum balance required $1000.00
|
|
Checking Account Rates
|
|
Product
|
Tiers**
|
Interest Rate
|
APY*
|
|
Super NOW Account
|
$2,500 & over
|
0.35%
|
0.35%
|
|
|
$2,499 & under
|
0.15%
|
0.15%
|
|
NOW Account
|
$5,000 & over
|
0.20%
|
0.20%
|
|
|
$2,500 - $4,999
|
0.15%
|
0.15%
|
|
|
$600 - $2,499
|
0.10%
|
0.10%
|
|
|
$0 - $599
|
0.05%
|
0.05%
|
- *APY = Annual Percentage Yield
- Interest Rates and APY* are effective as of 01/31/2013
- Interest Rates and APY* may change after the account is opened
- **Average daily balance
- Fees may reduce earnings
|
|
Savings Account Rates
|
|
Product
|
Tiers **
|
Interest Rate
|
APY*
|
|
Hi Fi Passbook Account
|
$100,000 & over
|
.55%
|
.55%
|
|
|
$25,000-99,999.99
|
.50%
|
.50%
|
|
|
$10,000 - $24,999.99
|
.45%
|
.45%
|
|
|
$2,500 - $9,999.99
|
.35%
|
.35%
|
|
|
$2,499 & under
|
0.25%
|
0.25%
|
|
Passbook Account
|
n/a
|
0.25%
|
0.25% (quarterly)
|
|
IRA Passbook
|
n/a
|
.80%
|
.80%
|
- *APY = Annual Percentage Yield
- **Average daily balance
- Fees may reduce earnings
- Interest Rates and APY* are effective as of 02/01/2013
- Interest Rates and APY* may change after the account is opened
|
|
 |